Tuum Integration

Unlock the full potential of Tuum’s modular core banking platform with 6B’s Tuum Integration services. We help banks, fintechs, and innovative financial institutions integrate Tuum with digital channels, payments infrastructure, card processors, KYC/AML systems, credit engines, accounting platforms, and third-party fintech providers — enabling secure, configurable, cloud-native banking experiences.

Get in touch

Whether you’re launching a new digital bank, expanding your lending or payments portfolio, or modernising legacy systems with a composable core, we provide the engineering, architecture, and regulatory expertise required to integrate Tuum seamlessly, safely, and at scale.

We help you build a modern, modular banking ecosystem around Tuum — fast, flexible, and built for growth.

Understanding Tuum Integration

Tuum is a next-generation core banking platform designed around modularity, cloud-native deployment, and API-first architecture. It enables financial institutions to assemble products flexibly across accounts, payments, lending, cards, and customer data. But Tuum reaches its full potential only when integrated effectively with the broader ecosystem: onboarding journeys, mobile apps, payment gateways, KYC/AML tools, CRMs, credit decisioning engines, and downstream financial platforms.

Integrating Tuum requires careful handling of its product configurations, API structures, event flows, ledger operations, and service boundaries. Real-time interactions must remain consistent across servicing, lending, payments, and compliance workflows. As a regulated environment, every integration must also align with PSD2, AML/KYC obligations, FCA/PRA expectations, Consumer Duty, and DORA’s operational resilience requirements.

At 6B, we understand Tuum’s modular architecture, APIs, data model, and event-driven capabilities. We design integrations that support Tuum’s flexibility while ensuring the stability, governance, and auditability required for regulated banking.

Our Tuum Integration Approach

Our approach begins with a detailed review of your Tuum environment — including modules in use, product configurations, APIs, event streams, and dependent systems. We work closely with your architecture, product, engineering, and compliance teams to map core journeys such as onboarding, account servicing, lending, payments, and card operations. This ensures we capture all functional, operational, and regulatory needs from the outset.

With this context, we design integration patterns aligned with your architecture vision — whether API-first, event-led, microservices-based, or hybrid. We deliver secure, resilient integrations for deposits, lending workflows, payments, card authorisation, AML/KYC checks, fraud detection, credit scoring, reporting, and data synchronisation across cloud-native and legacy systems.

Throughout delivery, we embed observability, auditability, and operational resilience. Our integrations include structured error handling, reconciliation paths, event tracing, failover and retry mechanisms, and regulatory-aligned logging. We perform extensive functional, performance, and resilience testing to ensure integrations meet banking-grade expectations and production SLAs.

Benefits of Tuum Integration

Effective Tuum integration enables banks and fintechs to bring new products to market faster, improve operational efficiency, and deliver better customer experiences. With real-time, modular connectivity, institutions can offer instant balances, fast onboarding, responsive payments, dynamic product configurations, and seamless servicing across digital channels.

Operational teams gain efficiency through automated workflows, reduced manual intervention, and consistent data across risk, servicing, and compliance processes. Regulatory alignment is strengthened through auditable event flows, structured reporting, and consistent data models aligned with PSD2, AML/KYC, Consumer Duty, and FCA/PRA requirements.

Integration also accelerates innovation. Tuum’s modular architecture supports rapid experimentation and the ability to integrate new fintech partners, payment providers, and embedded finance propositions without major core changes.

Ultimately, strong Tuum integration provides the foundation for modern, composable banking — enabling continuous evolution and long-term strategic agility.

Why Choose 6B for Tuum Integration?

6B brings extensive experience delivering integrations for modular, cloud-native core banking platforms such as Tuum. Our engineers and architects understand Tuum’s APIs, event frameworks, ledger behaviour, product configurations, and operational patterns — as well as the regulatory and resilience expectations of modern financial institutions.

We combine strong technical capability with deep domain understanding across payments, lending, cards, onboarding, compliance, and digital banking. Our collaborative approach ensures alignment with your architecture, product, engineering, operations, and compliance teams, resulting in integrations that are secure, resilient, maintainable, and production-ready.

We don’t just connect Tuum — we help you build a modern composable banking ecosystem around it.

Tuum Integration FAQs

What does Tuum integration involve?

Tuum integration connects the modular, cloud-native core with digital channels, payments, cards, lending systems, KYC/AML services, credit engines, CRMs, accounting tools, and downstream data platforms. This enables real-time, flexible, and compliant banking experiences powered by Tuum.

Which integration methods does Tuum support?

Tuum supports REST APIs, event-driven integrations, microservices-based adapters, orchestration layers, and secure gateway patterns. We work across all these approaches depending on your architecture, regulatory needs, and product strategy.

Can Tuum be integrated with digital onboarding, mobile apps, and servicing channels?

Yes. We design secure, scalable integrations that allow Tuum to power onboarding journeys, mobile apps, digital servicing platforms, lending flows, payments journeys, and card operations — backed by real-time data and clear auditability.

How do you ensure Tuum integrations are secure and compliant?

We align every integration with PSD2, AML/KYC regulations, FCA/PRA expectations, Consumer Duty requirements, and DORA. This includes OAuth/OIDC/MTLS, encryption, audit trails, access control, monitoring, and secure API gateway configurations.

Does Tuum support real-time, event-driven processing?

Yes. Tuum is designed for real-time interactions and supports event-driven flows. We build integrations that take advantage of Tuum’s event capabilities to ensure accurate, timely updates across servicing, payments, lending, card transactions, and operational workflows.

Can Tuum be integrated with payment networks and card processors?

Absolutely. We integrate Tuum with Faster Payments, SEPA, SWIFT, ISO 20022 processors, card networks, acquirers, BIN sponsors, and alternative payment providers. Integrations are engineered for high throughput, low latency, and full transaction traceability.

Can you support migrations from legacy systems to Tuum?

Yes. We support full migrations, phased coexistence, data transformation strategies, and modernisation of legacy integrations. We ensure stability throughout the migration while building a future-ready, modular core banking ecosystem.

Do you offer ongoing support for Tuum integrations?

Yes. We provide managed services including monitoring, incident resolution, optimisation, enhancements, compliance reporting, and support for Tuum updates. Our teams act as an extension of yours to maintain resilience, auditability, and regulatory alignment.