Temenos T24 Integration

Unlock the full capabilities of your Temenos T24 core banking platform with 6B’s Temenos T24 Integration services. We help banks and financial institutions integrate T24 with digital channels, payments, cards, risk engines, data platforms, and third-party services to deliver seamless, secure, and scalable banking experiences.

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Whether you’re modernising legacy interfaces, implementing new T24 modules, or building real-time digital services on top of your core, we provide the architecture, engineering, and governance needed to integrate T24 efficiently, consistently, and in full alignment with regulatory expectations.

We help you extend and enhance your Temenos ecosystem — reliably and at scale.

Understanding Temenos T24 Integration

Temenos T24 sits at the centre of many banks’ operations, powering accounts, customer data, lending, deposits, payments, and more. Yet to achieve its full potential, T24 must be deeply integrated with the systems surrounding it — including digital channels, CRM tools, payment networks, compliance systems, analytics platforms, and external partners.

Integrating with T24 presents specific challenges. Its data structures, messaging patterns, and interaction models must be respected to maintain consistency, performance, and auditability. Real-time and batch processing must coexist reliably. Every integration must comply with FCA/PRA expectations, PSD2, AML/KYC rules, DORA, and internal governance frameworks.

At 6B, we specialise in designing and delivering integrations that work harmoniously with T24’s capabilities and constraints. We understand the nuances of T24 APIs, OFS messages, integration gateways, interfaces, workflows, and data models — and build connectivity that is robust, maintainable, and aligned with banking-grade requirements.

Our Temenos T24 Integration Approach

Our approach begins with a detailed assessment of your T24 environment — including modules in use, integration points, data structures, system architecture, and the surrounding technology landscape. We work with your technology, operations, and product teams to map critical journeys such as onboarding, account maintenance, payments, lending workflows, and servicing. This helps us define the functional, data, security, and non-functional requirements that will shape the integration approach.

From this foundation, we design integration patterns that align with your architecture strategy, whether you rely on Temenos Integration Framework (TIF), Temenos Interaction Framework (T24 IF), APIs, OFS messaging, ESB layers, event-driven pipelines, or hybrid approaches. We implement secure, high-availability connections for account services, customer data synchronisation, loan and deposit workflows, payments, fraud/AML checks, reporting, and downstream operational systems.

During delivery, we embed observability, auditability, and operational readiness so that every data exchange is traceable and compliant. Our integrations support real-time validation, error-handling, reconciliation, and recovery processes, ensuring resilience in production environments. We conduct extensive functional, performance, resilience, and failover testing to ensure each integration operates reliably under real banking workloads and meets regulatory expectations.

Benefits of Temenos T24 Integration

Effective T24 integration delivers substantial improvements across operational efficiency, customer experience, and regulatory alignment. Strong end-to-end connectivity reduces manual data handling, decreases operational risk, and speeds up key workflows such as onboarding, loan approvals, and payment processing. Customers benefit from faster, more consistent digital journeys backed by accurate real-time data.

Integrations become a significant enabler for innovation, allowing banks to launch new products, adopt new channels, and introduce third-party services far more quickly. Structured, traceable data flows improve accuracy in reporting, strengthen AML/KYC and risk controls, and support FCA/PRA supervisory expectations around auditability and operational resilience. A modern, well-integrated T24 landscape also reduces long-term technical debt, offering a scalable architectural foundation that supports future product delivery and business growth.

Ultimately, strong T24 integration transforms T24 from a back-office system into a powerful enabler of modern digital banking.

Why Choose 6B for Temenos T24 Integration?

6B brings deep experience integrating Temenos T24 with internal and external systems across retail banking, commercial lending, payments, and digital channels. Our engineers and architects understand the specific challenges associated with T24 data models, OFS messaging, API orchestration, and module interdependencies.

We combine technical expertise with strong regulatory and operational awareness, ensuring integrations support auditability, security, and compliance requirements. Our collaborative approach aligns with your architecture, product, compliance, and operational teams to ensure every integration is robust, resilient, and ready for real-world banking.

We don’t just connect T24 — we help you build a modern, future-ready banking platform around it.

Temenos T24 Integration FAQs

What is Temenos T24 integration and why is it important?

Temenos T24 integration involves connecting the core banking system with digital channels, payment networks, risk engines, data platforms, and third-party services. Effective integration is essential for real-time data consistency, operational efficiency, regulatory compliance, and delivering seamless customer experiences across banking journeys.

Which integration methods does T24 support?

T24 supports multiple integration methods including Temenos Integration Framework (TIF), Temenos Interaction Framework, OFS messages, REST APIs, SOAP services, event streams, and enterprise service bus (ESB) patterns. We work with all of these depending on your version, modules, and architecture.

Can you integrate T24 with modern digital channels and mobile apps?

Yes. We design and implement APIs, orchestration layers, and event-driven services that allow T24 to support modern mobile banking apps, onboarding platforms, servicing portals, and customer engagement journeys — all with high performance and full regulatory alignment.

How do you ensure integrations remain secure and compliant?

We align every integration with FCA/PRA requirements, PSD2, AML/KYC, DORA, and internal governance standards. This includes strong authentication (OAuth, OIDC, MTLS), encryption at rest and in transit, audit trails, logging, monitoring, and secure data-handling patterns tailored for regulated financial environments.

Can you support both real-time and batch integrations for T24?

Absolutely. Many banks operate hybrid models. We design real-time integrations for customer-facing services (e.g. balances, transactions, payments) and reliable batch processes for reporting, reconciliations, and legacy workflows. Both are engineered for resilience and traceability.

Do you work with specific T24 modules such as lending, deposits, or payments?

Yes. We integrate across the full T24 ecosystem including lending, deposits, accounts, payments, customer data, treasury, AML/KYC services, and regulatory reporting modules. We tailor our approach to your specific module configuration and version.

Can you help with T24 migration or modernisation projects?

Yes. We support T24 upgrades, cloud migrations, replacement of legacy interfaces, re-platforming initiatives, and transitions to API-first or event-driven architectures. Our team ensures integrations remain stable during and after migration.

What ongoing support do you offer after integration is complete?

We provide fully managed services including monitoring, incident management, optimisation, enhancements, T24 version updates, and continuous compliance support. Our team works as an extension of yours to ensure integrations remain stable, secure, and aligned with evolving banking requirements.