Infosys Finacle Integration

Accelerate digital transformation and operational efficiency with 6B’s Infosys Finacle Integration services. We help banks, digital lenders, and financial institutions integrate Finacle with channels, payments, CRM systems, risk engines, data platforms, and third-party services to deliver seamless, secure, and scalable banking experiences.

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Whether you’re rolling out new Finacle modules, modernising legacy interfaces, connecting digital channels, or enabling real-time experiences across your ecosystem, we provide the architecture, engineering, and governance required to integrate Finacle reliably and compliantly.

We help you get the most from your Finacle platform — with resilient, future-ready connectivity designed for modern banking.

Understanding Infosys Finacle Integration

Finacle is a widely adopted core banking platform used across retail, corporate, and digital banking. It supports deposits, lending, payments, wealth, customer data, and more — but its true value emerges only when deeply integrated with the wider ecosystem: digital touchpoints, onboarding systems, credit engines, AML/KYC solutions, risk platforms, payment networks, and analytics tools.

Integrating with Finacle requires careful attention to its modular structure, API capabilities, data model, and message workflows. Many deployments combine real-time REST APIs with ISO-based messaging, batch processes, and event-driven flows. Data consistency, auditability, and performance must be maintained across all interactions while ensuring compliance with PSD2, AML/KYC, FCA/PRA expectations, Consumer Duty, and DORA’s resilience requirements.

At 6B, we understand how to integrate Finacle in a way that supports stability, regulatory alignment, and digital innovation. We design integrations that respect Finacle’s architecture while enabling the flexibility modern financial institutions need.

Our Finacle Integration Approach

Our approach begins with an in-depth review of your Finacle deployment — including active modules, integration interfaces, batch cycles, message formats, and data structures. We collaborate with product, technology, and operations teams to map critical journeys such as onboarding, account servicing, payments, lending, and customer interactions. This ensures we capture all dependencies, performance expectations, and compliance requirements.

Based on these insights, we design integration patterns aligned to your architecture strategy and Finacle’s capabilities, whether via Finacle APIs, ISO 8583/20022 messaging, ESB patterns, real-time service orchestration, middleware, or event-driven pipelines. We implement secure, high-availability connections across deposits, lending workflows, payments, customer data, AML/KYC services, fraud platforms, risk engines, and reporting systems.

Throughout delivery, we embed observability, monitoring, and auditability so every transaction and event is traceable and compliant. Our integrations include robust error handling, retry logic, reconciliation processes, and failover mechanisms to ensure resilience under real-world banking conditions. Extensive functional, performance, and failover testing ensures integrations are stable, high-performing, and ready for production.

Benefits of Infosys Finacle Integration

Integrating Finacle effectively has a transformational impact across customer experience, operations, and compliance. Seamless connectivity reduces manual work, eliminates data silos, and ensures consistent information across channels — improving accuracy in servicing, onboarding, payments, and lending. Customers benefit from faster, more reliable digital journeys powered by real-time data from the core.

Operational teams gain efficiency through automated workflows and improved reconciliation, while compliance teams benefit from stronger audit trails, structured reporting, and enhanced AML/KYC accuracy. Integration also enables faster product launches and easier adoption of fintech partners or new digital propositions, helping institutions remain competitive in rapidly evolving markets.

Ultimately, strong Finacle integration provides a scalable, future-proof foundation for digital transformation, innovation, and long-term growth.

Why Choose 6B for Infosys Finacle Integration?

6B brings extensive experience integrating Finacle across retail and corporate banking environments. Our team understands Finacle’s API capabilities, data structures, batch processes, messaging protocols, and operational dependencies — as well as the broader functional ecosystem across payments, lending, deposits, and customer data.

We balance technical engineering capability with deep knowledge of regulatory, operational, and risk requirements. Our approach is collaborative and transparent, ensuring alignment with your architecture, compliance, product, and operational teams. The result: integrations that are secure, resilient, maintainable, and fully production-ready.

We don’t just connect Finacle — we help you build a modern, integrated banking ecosystem around it.

Infosys Finacle Integration FAQs

What does Infosys Finacle integration involve?

Finacle integration connects the core banking platform with digital channels, payments infrastructure, lending systems, risk engines, AML/KYC tools, CRM platforms, and third-party services. This ensures seamless customer journeys, consistent data, and compliant banking operations.

Which integration methods does Finacle support?

Finacle supports a wide range of integration patterns including REST APIs, SOAP services, ISO 8583 and ISO 20022 messaging, ESB/middleware integrations, event-driven pipelines, and batch interfaces. We work with all of these depending on your modules, architecture, and scalability goals.

Can Finacle be integrated with mobile apps, onboarding journeys, and digital banking channels?

Yes. We design secure, scalable integrations that allow Finacle to power mobile banking apps, onboarding workflows, servicing portals, corporate banking platforms, and personalised customer experiences — all while maintaining performance, auditability, and compliance.

How do you ensure Finacle integrations are secure and compliant?

We align every integration with PSD2, AML/KYC rules, FCA/PRA expectations, Consumer Duty, and DORA. This includes MTLS, OAuth/OIDC, encryption, strict access control, audit trails, monitoring, and secure data-handling patterns that meet regulated financial standards.

Do you support both real-time and batch integrations?

Absolutely. Finacle deployments often combine real-time APIs for digital interactions with batch processes for settlements, reporting, and reconciliation. We design for both, ensuring each workflow is resilient, traceable, and aligned with your operational requirements.

Can you integrate Finacle with payment networks and card processors?

Yes. We integrate Finacle with Faster Payments, SEPA, SWIFT, ISO 20022 services, card processors, acquiring networks, and alternative payment providers. We ensure high throughput, low latency, and complete auditability across payment and card flows.

Can you help with Finacle migrations, upgrades, or module expansion projects?

Yes. We support Finacle upgrades, cloud migrations, re-platforming, module onboarding, and interface modernisation. Our team ensures integrations remain stable and compliant throughout transitions and align with your bank’s future-state architecture.

Do you provide ongoing support after integration delivery?

Yes. We offer managed services including monitoring, incident management, optimisation, enhancements, compliance support, and assistance with ongoing Finacle updates. We act as an extension of your teams to maintain stability, security, and regulatory alignment.