Finxact Integration

Accelerate digital banking transformation with 6B’s Finxact Integration services. We help banks, fintechs, and financial institutions integrate Finxact’s cloud-native core with digital channels, payments infrastructure, card processing platforms, KYC/AML services, credit decisioning engines, data platforms, and third-party fintech ecosystems — delivering secure, real-time, API-driven banking experiences.

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Whether you’re launching a new digital proposition, replacing legacy core systems, or expanding Finxact product capabilities, we provide the engineering, architecture, and regulatory expertise required to integrate Finxact consistently, safely, and at enterprise-grade resilience.

We help you unlock the full potential of Finxact’s modern, event-driven architecture — flexible, scalable, and built for composable banking.

Understanding Finxact Integration

Finxact is a next-generation core banking platform built for cloud-native, real-time, highly configurable financial products. Its strengths lie in its API-first design, event streaming, real-time ledger, and flexible data model — but these capabilities deliver maximum value only when integrated deeply with the broader banking ecosystem.

Finxact implementations typically span digital onboarding, servicing, payments, cards, credit workflows, AML/KYC processing, CRM tools, treasury systems, and financial reporting platforms. To integrate these systems effectively, institutions must ensure consistent data, resilient orchestration, strong auditability, and full compliance with PSD2, AML/KYC, FCA/PRA expectations, Consumer Duty, and DORA’s operational resilience standards.

At 6B, we understand Finxact’s APIs, ledger model, event architecture, product configuration, and operational design. We build integrations that reflect Finxact’s modern capabilities while ensuring alignment with internal governance, security, and regulatory expectations.

Our Finxact Integration Approach

Our integration approach begins with a comprehensive review of your Finxact deployment — including product configurations, API endpoints, event specifications, ledger behaviour, and downstream dependencies. We collaborate with architecture, product, engineering, and operations teams to map core customer journeys such as onboarding, account servicing, lending, card issuance, and payments. This ensures we capture all functional, regulatory, and operational requirements up front.

From this foundation, we design integration patterns aligned with your future-state architecture — whether API-driven, event-led, microservices-based, or hybrid. We deliver secure, scalable connectivity across deposits, lending workflows, card issuing and authorisation, payment processing, AML/KYC checks, fraud workflows, reporting systems, and real-time data pipelines.

Throughout delivery, we embed observability, auditability, and resilience. Integrations include structured error handling, reconciliation workflows, event tracing, failover and retry mechanisms, and regulatory-aligned logging. We perform extensive functional, performance, resilience, and compliance testing to ensure readiness for production and alignment with banking-grade SLAs.

Benefits of Finxact Integration

Strong Finxact integration enables institutions to take full advantage of a modern, real-time core banking platform. With API-first, event-driven connectivity, banks can deliver instant account updates, faster onboarding, real-time balances, dynamic product configurations, and consistent digital servicing across channels.

Operational efficiency improves as data silos are eliminated and manual workflows are replaced with automated, event-driven processes. Compliance teams benefit from clear audit trails, structured data, and improved reporting aligned with PSD2, AML/KYC guidelines, FCA/PRA expectations, and DORA’s resilience requirements.

Integration also accelerates innovation. With Finxact’s modular, composable architecture, institutions can launch new financial products quickly, embed services into partner ecosystems, and integrate emerging fintech capabilities without re-architecting their core.

Ultimately, Finxact integration lays the foundation for modern, cloud-native banking with the speed, flexibility, and resilience required to compete in digital financial services.

Why Choose 6B for Finxact Integration?

6B brings extensive experience integrating cloud-native and API-first core banking platforms, including Finxact, into complex banking environments. We understand Finxact’s architecture, APIs, event patterns, and ledger structures, as well as the regulatory, operational, and performance expectations surrounding them.

Our team combines deep technical engineering capability with strong domain knowledge across payments, lending, cards, onboarding, compliance, and digital banking. We work collaboratively with your technical, product, and governance teams to deliver integrations that are secure, resilient, maintainable, and production-ready.

We don’t just connect Finxact — we help you build a modern, composable digital bank around it.

Finxact Integration FAQs

What does Finxact integration involve?

Finxact integration connects the cloud-native core with digital channels, payments infrastructure, card processors, KYC/AML systems, credit engines, CRMs, data platforms, treasury systems, and fintech services. This enables real-time, API-driven banking with consistent data and seamless customer journeys.

Which integration methods does Finxact support?

Finxact supports RESTful APIs, event-driven integration using real-time event streams, microservices-based adapters, orchestration platforms, and secure gateway patterns. We work across all these integration approaches depending on your architecture and regulatory requirements.

Can Finxact be integrated with digital onboarding, mobile apps, and customer servicing platforms?

Yes. We design secure, scalable integrations that allow Finxact to power onboarding workflows, mobile apps, digital servicing portals, lending journeys, payments flows, and card operations — all backed by real-time updates and complete auditability.

How do you ensure Finxact integrations are secure and compliant?

We align every integration with FCA/PRA expectations, PSD2, AML/KYC standards, Consumer Duty requirements, and DORA. This includes OAuth/OIDC/MTLS, encrypted data flows, audit trails, access control, monitoring, and secure API gateway enforcement.

Can Finxact support real-time interactions and event-driven processing?

Yes. Finxact is built for real-time, event-driven operation. We design integrations that take advantage of its event architecture — ensuring instant updates for servicing, payments, lending, card transactions, and operational workflows.

Can Finxact be integrated with payment rails and card processors?

Absolutely. We integrate Finxact with SWIFT, Faster Payments, SEPA, ISO 20022 services, card processors, acquirers, BIN sponsors, issuers, and alternative payment providers. Integrations are engineered for high performance, low latency, and full transaction lineage.

Can you support migrations from legacy cores to Finxact?

Yes. We support full migrations, coexistence phases, legacy interface replacement, and transformation of data models to align with Finxact’s modern core. We ensure integrations remain stable throughout the transition and fully support your target-state architecture.

Do you provide ongoing support for live Finxact integrations?

Yes. We offer managed services including monitoring, incident response, optimisation, enhancement delivery, compliance reporting, and support for Finxact platform updates. Our team acts as an extension of yours to maintain resilience, security, and operational continuity.